ebates Archives – Leap of Faye

Disclosure: This post contains affiliate links, earning me a small commission at no additional cost to you. All opinions are 100% my and contributors’ own.

As we begin the new year, it is a good time to take a look at financial plans for 2016. If you’re anything like me, you’re constantly looking for ways to streamline your budget and save money. Working for myself has only increased my desire to find ways to buy for less.

So I wondered if there were any new tips I could add to my arsenal. I tapped some of my favorite people and communities and was rewarded with a list of realistic tips that can easily be implemented, along with my own.

Learn 34 money-saving tips from real people! #Budget #Saving #FrugalLiving Share on X

Shopping

Ebates: I LOVE Ebates!! I have $83 waiting for me just for this month alone!
-Lissette

Ebates: The Ebates cash back shopping network is currently offering a $10 Gift Card bonus when you open a new account and spend $25 or more at your favorite store. Earn cash back on over 1,800 stores when you shop online thru Ebates.
-Anna

Paribus: Now there’s a service – Paribus – that automatically gets you a refund on the price difference at 18 different retailers including Amazon, Macy’s, and Target. Paribus is like insurance that you’ll always get the best price, even when retailers like Amazon change their prices many times each day. It’s free to sign-up and Paribus charges only 25% of the refund amount AFTER they’ve secured you a refund. Just connect Paribus with your email account in a few clicks, and shop online as you would normally. Whenever a price drops or you miss a deal, Paribus files a price adjustment, scoops up the difference, and sends it your way.
-Miriam at The Very Best Baby Stuff

Garage Sales & Consignment Shops: As a family of five, we spend around $1000 a year on clothing (including shoes, underwear, socks, coats). Total. If I had to guess, about 90% of our family’s wardrobe comes from garage sales. The other 10% comes from the sales rack and consignment shops. I can’t remember the last time I paid full price for anything! Here are some tips I use when I buy second hand clothing.
-Rachel at Holy Craft

Mobile Apps: Take advantage of money-saving apps and sites for a variety of stores.
-Anna

Target: Sign up for the Target REDCard to save 5% off every single purchase, AND free shipping when purchasing online.
-Faye

Clothing Swap: Host a clothing swap. Everyone brings clothing that their kids have outgrown. If you bring a bag, you take a bag.
-Alison

Food & Meals

$50 a Week Food Budget: Think a $50 a week food budget for five is not possible? You might just be convinced otherwise! Take a look for some super tips on how to feed your family on $50 a week. For these tips, I am basing it off my family of five.
-Michelle at Thrifty DIY Diva

Freezing Food: If you’re like most people in America, you probably end up throwing away your fair share of food. I know I have the best of intentions for everything I put in my shopping cart, but inevitably end up having to throw items away from time to time because I didn’t get to them in time. With a bit of forethought, you can limit your trips to the trash can. 10 Things to Stop Wasting and Start Freezing.
-Aileen at Aileen Cooks

Homemade Pasta: Over the course of the year, your family will save $123.76 – more than ONE HUNDRED DOLLARS just by making your own homemade pasta!
-Cassie at DIY Jahn

Meal Planning: Always shop your kitchen first, then the sales. Write a list and stick to it every time.
-Alison

Don’t Buy Coffee: Don’t like coffee? That actually saves me quite a bit of money. I save all the money that would have been spent on coffee, along with my change.
-Glenneth @YourPathToFit

HomeCancel Cable: Cancel cable and sign up for Netflix and Hulu instead.
-AlisonSwitch Cell Phone Carriers: Cut your monthly cell phone bill by 50% or more by switching to a low-cost carrier. Many of these low-cost carriers are owned by the big name carriers, meaning you receive the same service and same towers for a percentage of the cost.
–Faye

Switch Landline to VoIP Carrier: By switching to a low-cost carrier, I am now paying only $10 a month for TWO land lines (personal and business). This includes add-on services such as voicemail, caller ID, call waiting, etc. as well as free long distance to Canada.
–Faye

Laundry: As the mother of four, laundry was a huge expense. If I used the cheap soap, the stains wouldn’t come out, so I’d have to toss the clothes and buy new. But the better brands (Tide) were so expensive. My solution was to use Tide on whites and colors, and cheapo on jeans, sheets, towels, and stuff that really didn’t matter.
-Karen at ADHD Inattentive

Declutter Your Home: We made the decision to become debt free and live a simpler, happier life and since then have taken many steps to make this decision/goal a reality… The one I want to focus on today is decluttering our house – and how life-changing it can truly be. How cleaning our house helped us to pay off our debt.
-Cassie at DIY Jahn

Stop Using Paper Towels: I stopped using paper towels and that has saved me a lot of money! I did it gradually, introducing cloth napkins first and then finally washcloths on the kitchen counter instead of paper towels (which now live under the sink!) This is how I did it.
-Brittany at Champagne and Cheerios

Baby Proofing: Basic baby proofing doesn’t take much effort and doesn’t have to be expensive. We used the humble pool noodle, yes, pool noodle, very effectively throughout our home. Just slice down the middle and stick onto wherever you want to create a bumper.
-Maja at Mumma Hack

Reuseable Baby Wipes: Make your own resuseable baby wipes with cotton flannel squares. Then mix up 1/2 cup of baby wash with 1/2 cup of baby oil and 1 1/2 cups of water in a spray bottle. At each diaper change spray the baby’s bottom with the solution and then wipe clean with the cotton flannel squares. Wash the wipes with hot water and dry in the dryer.
-Alison

Fun

Library: We use the library for everything – not just books! Our local library offers free tickets to local museums, so that is how I take my kids places. The library has lots of movies, so I tend to let my kids pick out movies to borrow from the library, versus buying or renting. They also have lots of free entertainment in the evenings that we attend. Plus, they have several meetup style events during the day for small children that we attend regularly (free play, story time, legos, movies).
-Aileen at Aileen Cooks

Library: Use the library! Borrow books, movies, and take part in free library activities. Mine hosted a gingerbread house decorating party, a kids Christmas party, pumpkin decorating, and more. All activities are free.
–Alison

First Birthday Parties: I approached the moms of my son’s four neighborhood friends and asked if they would be interested in a joint celebration for just our babies and the parents. They all loved the idea.
–Miriam

Other

Did I Need It Yesterday?: When I’m faced with small purchase decisions, I ask myself, “Did I need it yesterday?” It’s easy to remember, simple to use, and 100% effective at keeping me from buying things I don’t need!
-Lena at What Mommy Does

No Spend Challenge: The challenge is fairly simply, yet fairly intense as well: Throughout the entire month of January we will not be allowed to spend a dime. Why did we choose this challenge? Simple: so that we could change our lives and our spending habits by jump starting the new year with no spending at all.
-Cassie at DIY Jahn

Sell Your Stuff/Services: As a Mom, it’s hard to make extra money sometimes, especially if you are a Stay at Home Mommy. It seems like we are always invited to attend fun play dates or activities that cost money. I’m going to share a few ways I have made some extra money that are (mostly) easy.
-Shannon at Daily Momtivity

User Testing: Got 10 minutes on your hands and like checking out new websites? Sign up to become a User Testing tester and earn $10-$15 for every short test you take. I make an additional few hundred dollars each month doing this in my spare time, when I am on the computer already.
-Faye

Budget: Make a budget and stick to it. THIS is the biggest money saver. Create a zero dollar budget so that every dollar is accounted for. Stick to the budget and see where you can cut things out or down.
-Alison

Bill Yourself: Treat your own personal savings the same way you treat your bills. Make it a line item on your budget and pay a set amount to it consistently every month. Better yet, set it up so that a specific amount is transferred to a separate savings account each month – just as if you were setting up automatic bill payments. This ensures that you’re “paying yourself first” and becoming accustomed to living on what is left over.
–Faye

So there you have it – 34 great tips being used by real people. These are a great way to jump start your 2016 budget in the right direction.

What other tips do you have to add to the list?

Disclosure: This post contains affiliate links. All opinions are 100% my own.

By now, you’ve probably heard of Ebates. I had been hearing about it for years but figured it was, at best, a teeny-tiny money saving tool not worth the effort and, at worst, some sort of internet scam. But after quitting my job, I have become more conscious about what and how I am spending, and decided to try it out for myself.

Overview

Launched in 1999, Ebates is a cashback website that allows consumers to shop through a portal at a variety of retailers for cash back. Why do you get cash back? Because Ebates acts as an affiliate to these retailers, who pay them upon referring a customer who subsequently makes a purchase. Ebates then splits that commission with you.

How Does It Work?

It’s surprisingly simple. Set up an account with Ebates by providing your name and email address, and then update your profile preferences to indicate whether you prefer to receive payment via check (default) or PayPal (I highly recommend changing to this in your Account Settings). Right now they have a promotion offering either a $10 Ebates Cash Bonus or $10 Walmart gift card just for signing up.

Next, do a quick search for the store or product you are looking for. Check the cash back offered (displayed as a percentage of your total purchase amount), and then click on the “Shop Now” button to be redirected to the retailer’s site. Ebates will redirect you with a message confirming that your purchases are now being tracked on that site. I do recommend installing the Ebates Chrome browser extension. This makes it easy to remember and earn cash back for all your online purchases without having to pull up the Ebates website and log in every single time.

On a quarterly basis, Ebates will send you your earned cash back. If you’ve earned $5 or less, that amount will carry over to the next quarter. And that’s all there is to it. The hardest part for me so far has been just remembering to always shop through Ebates to maximize my earnings.

Can I Really Earn Money?

This is where I was most skeptical. I assumed I could earn maybe a few dollars a year, but the hassle of going through Ebates would simply not be worth the effort.

Boy, was I wrong!

Simply by remembering to shop through Ebates vs. going to a retailer’s site directly, I have earned $17 in one week! And in truth, this is only remembering about 75% of the time. This is not additional shopping I wouldn’t have ordinarily done – it is not even for a particularly heavy shopping week (remember – I’m on a budget now). It is merely the online shopping I always do. So I have to say that I am extremely pleased to have earned that much in one week. I am bummed because two purchases in particular would have earned me an additional $10 each in cash back – so I am now even more motivated to use Ebates for ALL online purchases to maximize my earnings. And, especially with the Chrome browser extension, the process of using Ebates is easy-peasy – maybe a couple additional mouse clicks.

I’ve also seen Ebates running multiple promotions for more exposure. For example, right now they’re running a promotion where you can also earn an additional $5 for every friend who signs up. This is great for a service that I think most people would recommend anyway!

In addition to earnings, Ebates is great because all current coupons for particular retailers are listed out on the site. So I can select my retailer, quickly browse coupon codes I want to use, and then hop on over to the retailer’s site to make the purchase and earn cash back.

What Are The Cash Back Percentages?

It really depends on the retailer. For example, I am disappointed that Amazon doesn’t play ball. They do offer cash back but only on rotating categories that, so far, don’t seem to be any that I use. But – Target offers 2%, Walmart offers 1%, and Nordstrom and Macy’s both offer 6%. My recommendation is to shop around. I have found myself recently comparing prices on products from multiple stores, and then going with the least expensive once the Ebates cash back has been factored in. Target in particular is great at 2%, because when I combine that with my Red Card (5% savings) and other coupons, I am almost always getting a better deal there than elsewhere.

Also worth noting is that Groupon offers a healthy 6% cash back on top of already discounted prices, and even web hosting services such as Bluehost get involved with a flat $10 cash back for purchase. Other categories to take a look at include online travel providers (e.g. Orbitz and Hotwire), clothing retailers, electronic retailers, flower and gift retailers, and more. Certain discount retailers such as Costco and Big Lots are not included. My learned rule of thumb is to always do a quick search on Ebates before purchasing anything online.

What I Like

Earning real money beyond just a few dollars or cents
Earning money for shopping I would have already done anyway
Having all retailer coupons listed together in one place (no more searching multiple sites online for coupon codes)
Payouts available through PayPal
Clear dashboard listing your purchases and cash back amounts
The abundance of retailers available
The Chrome browser extension that makes it super easy to remember and use Ebates for all online purchases
Ability to participate in promotions to earn even more

What I Don’t Like

Amazon offers only rotating categories for cash back that, so far, are not useful to me
Certain low-cost retailers, such as Costco and Big Lots, are not included
I would prefer monthly payouts to quarterly
Payouts defaulting to check (would prefer they default to PayPal)

Conclusion

I highly recommend Ebates as an addition to your overall money-saving strategy. It is easy, fast, and intuitive, and allows you to earn money on purchases you already make. I truthfully wish I had started much sooner – when I used to have a much larger shopping budget. If interested in signing up, Click Here to access Ebates and get started with your free $10. Happy Shopping!

34 Money-Saving Tips From Real People

Ebates Review